The Army & Air Force Exchange Service’s (AAFES) Military Star Card has the lowest APR among all unsecured retail cards, according to Bankrate’s annual Retail Cards Study.

With an APR of 14.99 percent, the card’s APR is significantly lower than the industry average of 30.45 percent.

The low rate is available to all card members, regardless of credit score.

The card and the entire Military Star program is administered and overseen by AAFES.

“QUALITY-OF-LIFE MULTIPLIER”

“The Military Star Card is a quality-of-life multiplier and continues to offer service members and military families the best terms, including a low APR and no annual or late fees,” said Air Force Chief Master Sgt. Rich Martinez, AAFES senior enlisted advisor.

“Military Star is the one card service members and their families can rely on to strengthen financial health and readiness,” he noted.

In 2023, the card delivered $439 million in savings to military families. Additionally, 100 percent of Exchange earnings are reinvested in military communities, totaling $3.7 billion over the last decade.

NEW LOOK

The Military Star Card is rolling out a new look, with EMV chip technology, tap-to-pay and mobile wallet options and wider acceptance at on-installation merchants.

Source: AAFES
Edited by Larry Lapka